Frequently Asked Questions

Question: I am a First Time Car Buyer and completely clueless about how to get a car financed. With that being said… I have $2,000-$3,000 cash, I have no credit and I want to buy a used car or truck. Can I be financed?

Answer: Yes, you can definitely get approved for our first time car buyer loans at First Time Car Buyer. How good the terms of the loan will be will depend on what lender you are able to get approved with.

It is very important to know the difference between no credit and no “good” credit however. That may seem like a no brainer, but we see many, many customers that think they have “no credit,” but in reality have no good credit and plenty of bad credit.

It’s not that they’ve had accounts and never paid, they simply didn’t know they had medical collections, a non-paid electric bill (moved and didn’t know there was a balance) and on and on…

Take a look at your credit. If you fall into the absolutely no credit category, then you may be able to qualify for our first time buyer program, this will certainly be your best bet.

If you fall into the no good credit category, then you’ll need to work with our finance specialist at to help with your first time car buyer loans.